Lincoln Park is moving fast even with rates above 7%
Realtor.com reported mortgage rates climbed above 7% for the first time since January 2025. That is the headline. Here is what the Real Estate Data Aggregator counted in Lincoln Park during the same stretch.
The Real Estate Data Aggregator counted 63% of Lincoln Park homes going under contract within two weeks of listing. That share was up 4.5 points from the same months of 2025. Buyers do not have much time to decide.
The numbers behind the speed
The Real Estate Data Aggregator counted only 192 homes for sale in the three months ending August 31, 2026. That is down 6.8% from a year before. Fewer choices, more competition.
Prices are following the pace
The Real Estate Data Aggregator put the median sale price at $850,000, up 18.3% from the same period of 2025. That is a Lincoln Park number. The Federal Housing Finance Agency reported U.S. house prices rose just 2.6% from July 2025 to July 2026. Lincoln Park ran well ahead of the national pace.
The Real Estate Data Aggregator found the average home sold for 103.8% of its list price. That is up 3.1 points from a year before. Nationally, Realtor.com reported 20.8% of listings took a price cut in September 2026, the highest share since October 2022. Lincoln Park is reading differently from that national picture.
What rates mean for buyers right now
Realtor.com reported rates crossed 7% for the first time since January 2025. CNBC reported that a monthly payment on a median-priced home took up roughly 33% of a median family's income in 2025. That was 26% in 2022. Affordability is tighter. In Lincoln Park, supply is also tighter. Those two things together mean buyers need to be ready.
New listings in ZIP 60614 rose 10.9% in the three months ending August 31, 2026, according to the Real Estate Data Aggregator. That brought 365 new listings to market. More homes are coming in. They are also moving out quickly.
- Rates are above 7%.
- Lincoln Park is not slowing down.
- The Real Estate Data Aggregator counted 392 pending sales, a median of 37 days to sell, and 63% of homes under contract within two weeks, all in the three months ending August 31, 2026. Well-priced homes are still finding contracts quickly.
- Homes that are not priced well are the ones sitting.
One street can read very differently from the ZIP code as a whole. If your home is in Lincoln Park, the numbers above are a starting point, not the full picture for your block.
Your next step
(630) 261-5515Text me your address and I will send back how long a home like yours is taking to sell in Lincoln Park right now, against what actually closed nearby. Takes a day, costs nothing.
Text me- Real Estate Data Aggregator numbers for ZIP 60614, the three months ending August 31, 2026, compared with the same months of 2025. Real Estate Data Aggregator last updated them on Oct 7, 2026.
- Federal Housing Finance Agency: FHFA House Price Index® Up 0.3 Percent in July; Up 2.6 Percent from Last Year | FHFA, Sep 29, 2026
- Redfin: U.S. Home Prices Ticked Up 0.25% in September, Oct 20, 2026
- Realtor.com: September 2026 Monthly Housing Trends: Price Cuts Hit 4-Year Highs as Mortgage Rates Top 7%, Sep 30, 2026
- Realtor.com: September 2026 Rental Report: Median Asking Rent Declines at the Slowest Pace in 3 Years, Oct 15, 2026
- CNBC: Trump's executive order targets mortgage insurance, refinance costs. What it means for borrowers, Oct 23, 2026
